Free financial help

Financial advice on estate planning, investment and budgeting is important if you need to make informed choices about your money. The benefit of consulting finance organizations is that you get information tailored to your own personal needs. As a rule, however, funding organizations do not provide free financial advice.

Where to get free advice

Free financial advice is available either from independent organizations looking to help small businesses or from financial-oriented websites. One such organization is Score. It is composed of a group of retired executives who provide free financial advice to people in their area. As members of this organization include CEO level executives, these organizations can not only give you advice on personal finance, but also on setting up a business, managing employees, etc. to find out if there is a score chapter in your area,

Many online resources also provide free financial help. One such resource is . This site contains information on topics such as income, savings and debt management. It aims to teach the reader ways to optimize and manage his or her assets. The site welcomes readers' questions about specific financial issues and then offers possible solutions and relevant information on the issues raised.

Some local newspapers and magazines have columns of business advice that answer readers' questions. O Magazine has a business / personal finance column by financial expert Suze Orman. It is a good idea to check local papers first because business columnists who write for these can often refer readers to resource persons in the area.

You can also check out the local programs of the Department of Commerce. Local offices in this department provide free information on many financial issues, including personal finance, setting up a small business and other issues.